This has to be, without a doubt, one of my biggest challenges as a Travel Professional. No matter how extravagant or low-budget your trip may be, there are many things totally outside of your control that could change your dream vacation into a nightmare faster than you can say "Hurricane". For many years I, like many other travelers, was one who believed that once I had committed to a trip, I was going to go on it...NO MATTER WHAT!
It just didn't seem necessary to add another $79- $129-$249 (or whatever the premium) to the cost of trip for something as boring as travel insurance. I have seen so many situations over the years that have affected my clients' (and even my own) travel plans and my eyes have definitely been opened to the need for a good travel policy.
So, you're not elderly...you're healthy...You've already confirmed with your boss 3 times that you can have the time off...Nothing is going to keep you from going on your vacation and nothing is going to go wrong while you are there....right? Consider these possibilities:
One of your parents falls and injures themselves and needs you to be their caregiver.
One of your adult children falls ill or needs surgery and has nobody to watch the grandchildren...they need Grandma!
Your flights to Miami are delayed or cancelled due to the new weather pattern and you miss the Caribbean cruise you have been planning all year...The ship has the nerve to sail without you!
You're at the airport and your flights get cancelled because the airline's system is down, the airline re-books you for tomorrow, but you want a different airline and different flight to get out tonight.
Two days before your Italy tour, your largest client at work announces that they will be cancelling the contract if you aren't in their offices by 9:00am Friday morning.
You make it to Peru, but your luggage doesn't - and you're pregnant and have no idea where to find clothes to wear (this was me for 3 days in Lima)
You're in Spain enjoying your Sangria and then chip a tooth as you bite into one of your tapas. You don't know where to find a dentist, you don't speak Spanish, but you can't wait until you get home to have it fixed.
The volcano in Iceland erupts again, spewing ash into the sky and all Transatlantic flights are cancelled for 3 days. You are stuck in Paris for an extra few days where the average hotel room costs $400 per night and you miss an important sales call back at work that costs your company a huge contract.
A hurricane hits the Caribbean and the resort just isn't there anymore. They're happy to accommodate you at another resort while they rebuild, but your flights cost thousands of dollars to change.
Any of these situations would be extremely stressful, and could be financially devastating if you don't have adequate travel insurance. And the list goes on and on. Isn't protecting your dream vacation worth the minimal cost of travel insurance? Your peace of mind and financial well-being are well worth the investment to your Travel Consultant....What about you?